Joski Insurance Agency, Inc.
1768 Main St. | Green Bay WI 54302 | Office: (920) 468-4141 | Direct: (920) 282-2733
What is a Medicare Supplement?
Medicare Supplements, also known as Medigap policies, are sold by private insurance companies to help you cover the out-of-pocket costs left behind by Medicare.
When you have a Medigap policy, Medicare pays up to its limit on your medical expenses. Then, your Medicare Supplement plan starts to help with covering costs up to the plans limit. That limit usually covers what Medicare didn't, however, that will depend on which policy you select.
What do Medicare Supplements cover?
Original Medicare only covers 80% of your Part B expenses. The other 20% comes out of your pocket if you do not have a Medicare Supplement policy also referred to as Medigap. If you were to have a lengthy stay in a hospital or expensive treatments at outpatient facilities, you can see how that could add up.
Medicare Supplements pay that 20% for you.
Is there anything not covered by Medicare Supplement Plans?
Things that are not covered by Original Medicare on your Medicare Supplement:
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Wisconsin Basic Plan and Optional Riders
Basic Benefits Included in Medicare Supplement Policies
Important plan information:
Plans known as "50% and 25% Cost-sharing Plans" are available as is a high-deductible plan.
3 Most Common Plans WI Equivalents
Plan F = Option 1: Basic Plan plus the riders: Part A deductible, Part B deductible, Part B excess charges, additional home health care and foreign travel emergency.
Plan G = Option 2: Basic Plan plus the riders: Part A deductible, Part B excess charges, additional home health care and foreign travel emergency.
Plan N = Option 3: Basic Plan plus the riders: Part A deductible, Part B copayment or coinsurance, additional home health care and foreign travel emergency.
Select below to see the most popular options.
Phone: (920) 468-4141
Direct: (920) 282-2733
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